
Built through more than two decades of payments experience.
Payon Group brings together established businesses across healthcare payments, financial services, digital engagement, capital resources and fintech solutions.
- 23 Years
- $620M+
- Singapore, Sydney, Gold Coast, Kuala Lumpur, Manila, Bangkok
The Group
Six businesses.
One ecosystem.
Each company has a defined role. Together they cover the full life of a payment — from origination to capital and technology — built over more than two decades of operating experience.

Our story
Built from the ground up since 2003.
What started as a single payment solution for dental practices has grown into a six-company group spanning payments, technology, funds management and fintech development.
The same leadership team that founded DentiCare powered by Payon runs the group today. That continuity — of people, standards and accountability — is the structural advantage no competitor can replicate.
Founded
2003
Headquarters
Sydney, NSW
Licence
AFSL & ACL 509400
The group in numbers
Two decades of operating experience. The numbers reflect it.
Payon Group was built slowly, deliberately, and from operational reality — not from capital raises or venture cycles. Every number below is live, not modelled.
Annual transaction volume
Processed across the DentiCare powered by Payon network every year — not projected, not forecast. Running now.
Active healthcare practices
Dental, specialist and allied health providers across Australia rely on the Payon platform every day.
Operating history
Founded in 2003. The same leadership team that started the business still runs it today.
Operating companies
Payments, capital, technology and global expansion — each with a defined role inside a single ecosystem.
Payon Group · Sydney & Singapore · Est. 2003
About the groupLeadership
One leadership team. Six companies.

David Cathie
Chairman & Managing Director
Co-founder of DentiCare in 2003, with more than 24 years of executive leadership across healthcare and medical sectors in Australia, New Zealand and Southeast Asia. David has played a central role in developing the broader Payon ecosystem, which now manages more than $620M in annual payment-plan transactions. His focus spans strategic leadership, regulatory compliance, privacy, data security and continued fintech development.

Ghafur Barchia
Director & CFO
A Chartered Accountant who first became involved with DentiCare as a strategic adviser in 2014, became CFO in 2022 and Director of Payon Capital in 2026. His experience spans accounting, taxation, mergers and acquisitions, capital raising, funds management, private equity, corporate governance, capital efficiency and risk management.

Charles Smith
Director & Fund Manager
Joined DentiCare in 2021 and holds a Bachelor of Commerce majoring in Accounting and Finance. His role spans financial reporting, investment-focused analysis, governance and the financial insight required to support continued growth and scale.

Jessica Pearse
Chief Product Officer
Holds a Master of Financial Technology from UNSW and leads product development across regulated financial technology and payments. Her remit includes regulated consumer lending, multi-rail payment orchestration, payment-facilitator capability, credit assessment, identity verification, AML/CTF controls, product strategy, and technology and commercial delivery.
Tony Jensen
General Manager
General Manager at Payon Group, overseeing day-to-day operations across the group’s payment and lending businesses.
Mark Wilfred
Chief Technology Officer
Chief Technology Officer at Payon Group, responsible for the technology platform underpinning the group’s payments and fintech infrastructure.
Contact
Tell us who you are.
We'll route it.
Payon Group comprises six separate companies. Rather than a generic inbox, we route every enquiry to the team best placed to respond. Choose the description that fits you and we'll take it from there — one message is all it takes.
Where your message goes
Payon Global
New industry partners
Vertical expansion, new market deployment and merchant services.
Payon Capital
Wholesale investors
Eligible wholesale investor enquiries and fund information.
Payon BNPL
Dental, health, beauty & wellness
Industry-specific payment-plan solutions and partner enquiries.
DentiCare powered by Payon
Dental & orthodontic practices
Payment plans, patient finance and practice administration.
Payon Card Services
Merchants
Mastercard & Visa merchant services and card-acquiring enquiries.
Techyon
Integration & partnerships
Platform access, API integration and fintech partnerships.
- General enquiries
- info@payon.com.au
- Headquarters
- Sydney, NSW, Australia
- Licences
- AFSL & ACL 509400





